What is the difference between 約款{やっかん} and 契約{けいやく}?

As per dictionary the following are the meanings

約款 - agreement; article; clause
契約 - contract; agreement

These words are used in the Insurance domain. So please explain the differences with examples?

Thanks in advance.


契約 is the contract itself.
約款 are clauses/articles to which you agreed on the contract.

Here is an example use/explanation of the word 約款.



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