What is the difference between 約款{やっかん} and 契約{けいやく}?

Question

As per dictionary the following are the meanings

約款 - agreement; article; clause
契約 - contract; agreement

These words are used in the Insurance domain. So please explain the differences with examples?

Thanks in advance.

stack reader · Accepted Answer · 2017-01-25 04:36:12Z

契約 is the contract itself.
約款 are clauses/articles to which you agreed on the contract.

Here is an example use/explanation of the word 約款.

保険や運送など不特定多数の利用者との契約を処理するため、あらかじめ定型的に定められた契約条項。

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